Homes For Working Families

Solutions in Action

EAH Solutions in Action:
Company Case Studies

Employer Location(s) Employer & Program Highlights
American Family Life Assurance Company, Inc. (Aflac)

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Columbus, Ga.
  • Employs 4,400 in Columbus.
  • Provides education and counseling, and downpayment and closing cost assistance.
  • 72 percent of program participants cite EAH as an incentive for remaining with the company.
Applied Materials, Inc.

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Santa Clara, Calif.
  • Employs 4,000 in Silicon Valley.
  • Contributes funds to the Housing Trust of Santa Clara County, a public-private partnership.
  • Trust provides downpayment assistance for first-time homebuyers and low-cost financing for developers of affordable homes.
Citizens Financial Group, Inc.

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Providence, R.I.
  • Employs 24,500 nationwide.
  • Provides forgivable loans for downpayments and closing costs.
  • Used research to design a program that increases retention.
City of Columbia, S.C.

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Columbia, S.C.
  • Employs 2,000 in Columbia.
  • Provides homeownership education and loans at a reduced interest rate.
  • Program initially designed to help police officers and expanded in 1995 to all city employees.
CVS/Caremark

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Washington, D.C.
  • Employs 3,000 in D.C.
  • Provides homeownership education and grants toward home purchases.
  • Program designed to recruit and retain pharmacists and other management-level employees.
Harley-Davidson Motor Company

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Milwaukee, Wis.
  • Employs 3,900 at Milwaukee-area facilities.
  • Provides downpayment assistance and credit counseling for employees.
  • "Walk to Work" program encourages employees to invest in transitioning neighborhoods.
Brownstein Hyatt Farber Schreck, LLP (Formerly Hatch & Parent)

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Santa Barbara, Calif.
  • Employs 64 in Santa Barbara.
  • Third-party partner provides a variety of discounts for home purchase, refinancing or rent.
  • Each employee retained equals a 60-to-1 return on program investment.
Northrop Grumman Corporation

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Long Island, N.Y.; Pascagoula, Miss.
  • Employs 2,000 at Long Island facility; 11,000 in Gulf Coast region.
  • Provides forgivable loans toward employees' home purchases.
  • Long Island program helps younger, skilled workers live closer to the facility.
The Schwan Food Company

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Marshall, Minn.
  • Employs 2,500 in Marshall.
  • Develops affordable homes, and provides homebuyer education and assistance.
  • Program designed to maintain a stable workforce and recruit employees.
System Sensor

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St. Charles, Ill.
  • Employs 500 in St. Charles area.
  • Provides downpayment assistance and homeownership education.
  • Program has reduced turnover and decreased workers' compensation claims.
University of Chicago and University of Chicago Medical Center

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Chicago, Ill.
  • Employs 14,000.
  • Provides interest-free forgivable loans and homeownership counseling for employees.
  • Program encourages investment in transitioning neighborhoods.
University of Southern California

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Los Angeles, Calif.
  • Employs over 13,000.
  • Provides long-term mortgage assistance to faculty and staff.
  • Program has increased employee satisfaction and loyalty.
Excerpted from Understanding Employer-Assisted Housing: A Guidebook for Employers. 2007. Prepared by Homes for Working Families and Metropolitan Planning Council.